SBI Life – Smart Platina Supreme

Secure Your Future with Guaranteed Income and Life Protection

SBI Life – Smart Platina Supreme is an Individual, Non-Linked, Non-Participating Life Insurance Savings Plan designed to provide guaranteed regular income along with life insurance protection. It helps you create a dependable income stream for future financial needs while ensuring your family's financial security.

Key Highlights

• Guaranteed regular income during the payout period
• Choice of Level Guaranteed Income or Increasing Guaranteed Income
• 110% of Total Premiums Paid payable at the end of the payout period
• Life insurance cover throughout the policy term
• Flexible premium payment terms and policy durations
• Choice of monthly, quarterly, half-yearly, or yearly income
• Enhanced Guaranteed Income for higher premium amounts
• Loan facility available against the policy
• Optional SBI Life Accident Benefit Rider
• Tax benefits as per prevailing Income Tax laws

Why Choose SBI Life – Smart Platina Supreme?

Guaranteed Regular Income

Receive a predictable stream of guaranteed income to support retirement, household expenses, children's education, or any long-term financial goal.

Two Income Options

Level Guaranteed Income

Receive the same guaranteed income throughout the selected payout period, making it easier to plan your finances.

Increasing Guaranteed Income

Your guaranteed income increases by 5% simple interest every year from the payout period onwards, helping your income keep pace with future financial needs.

Life Insurance Protection

The plan provides life insurance coverage throughout the policy term, ensuring financial protection for your family in the event of the Life Assured's unfortunate demise.

Maturity Benefit

After receiving the guaranteed income during the payout period, you also receive 110% of the Total Premiums Paid at the end of the payout period, as per the policy terms. There is also an option, subject to policy conditions, to receive the discounted value of future guaranteed benefits as a lump sum.

Plan Features

• Individual Non-Linked, Non-Participating Savings Plan
• Guaranteed regular income
• Two guaranteed income options
• Flexible premium payment term and policy term
• Flexible payout period
• Choice of income frequency:
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly
• Enhanced guaranteed income for higher premium bands
• Loan facility after acquiring surrender value
• Optional accident rider
• Tax-saving benefits under applicable laws

Optional Rider

Enhance your protection with the:

• SBI Life Accident Benefit Rider
  • Accidental Death Benefit
  • Accidental Partial Permanent Disability Benefit

(Available subject to policy terms and eligibility.)

Who Should Buy This Plan?

This plan is ideal for:

• Individuals planning retirement income
• Salaried professionals
• Business owners
• Parents planning future family expenses
• People seeking guaranteed returns with life insurance
• Anyone looking for predictable long-term income

Benefits at a Glance

Documents Required

• Aadhaar Card
• PAN Card
• Address Proof
• Identity Proof
• Income Proof (if applicable)
• Passport-size Photograph
• Medical reports (if required)

Why Buy Through Us?

• Personalized financial planning
• Expert insurance advice
• Hassle-free documentation
• Quick policy issuance
• Lifetime policy servicing
• Dedicated claim assistance